Don't forget to factor in closing costs when considering a home sale or purchase. Sawgrass Realty of the Treasure Coast is experienced at helping both buyers and sellers when it comes to closings. Call us today at (772) 340-6116 if your needs include a real estate pro experienced in the business side of real estate.

What closing costs should you expect?

There are certain ordinary costs accompanying closing the sale of a house. These costs are usually split between the buyer and seller, as instructed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through the deal.

Costs pertaining to your loan to be paid at closing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: Once we've reached an agreement with the buyer, we'll fully clarify the closing costs so you know exactly where your money is going. We'll provide you with a Seller's Net and break down all the costs so you can see what you will walk away with from the closing. 

Buyers: When financing the purchase of a house in St Lucie County or Martin County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an appropriate range so you're not stunned when you come to the closing table. We'll be happy to review the GFE with you, answering your questions and highlighting any estimates of concern.

Contact us today at (772) 340-6116 with any questions you may have. Or feel free to complete the form below and submit your question to us. We are truly here to help.

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